If you are a new dentist, you may not realize the potential for costly expenses that dramatically affect your budget. You also may not realize that you actually need professional liability coverage. One thing you definitely do not want to do is wait until a claim is filed against you. At that point, you may not get insurance and will spend years recovering from the damages.
Some common situations that require professional liability insurance include misunderstood patient history that leads to health issues, improper data records that put you at risk, misunderstood patients that sue you, etc. The list could go on and on.