Oral & Maxillofacial Surgeons

Specialized Coverage for Oral and Maxillofacial Surgeons. The Medical Professional Liability Division at HMBD Insurance has been providing Insurance services to Oral and Maxillofacial Surgeons since 1991.

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Oral & Maxillofacial Surgeons

Our years of experience in this specialized area of insurance allows us to provide clients and friends with a competent and knowledgeable team of insurance professionals to handle your insurance needs.

Coupled with this expertise is our access to one of the most comprehensive and competitive Medical Professional Liability insurance products offered on the market today – OMSNIC.

Whether it is a highly trained Insurance Agent/Broker you are in need of, or a firm with a competent professional staff, both of these are the bed rock that the Medical Professional Liability Division at HMBD Insurance is built upon.

Medical Professional Liability insurance and risk management is a complicated business that requires the specialized expertise and products you will find at HMBD Insurance Services.

What is the OMSNIC advantage?

omsnic featured imageMedical Liability InsuranceMore than 80% of oral and maxillofacial surgeons nationwide know the reason OMSNIC has been the leading provider of professional liability insurance to OMSs for over 20 years – it’s “The OMSNIC Advantage”.

OMSNIC is owned and operated by oral and maxillofacial surgeons – and exclusively insures OMSs – so we bring a unique perspective to our mission of protecting your practice, your reputation and your future. OMSNIC has a proven track record of aggressively defending claims brought against our policyholders. Our highly trained Claims specialists and expert defense counsel repeatedly achieve a 94% success rate at trial.

OMSNIC has developed a comprehensive risk management program through which we educate our insureds about practical risk management techniques that enhance patient care. This protects OMSs by preventing claims or defending claims that are filed, leading to stable professional liability insurance rates. Our quality risk management training, consisting of both live and on-line seminars, offers you the opportunity to earn CE credits, as well as a renewable 5% premium credit that applies to three policy periods.

As an OMSNIC policyholder, stock ownership makes you an owner of the company, and we,re dedicated to getting the best possible return on the preferred stock investment for each stockholder. When premiums are appropriately rated and claims are expertly handled, the company remains strong and policyholders benefit through their investment in the stock program. Find out more about the Preferred Stock Investment Program.

OMSNIC consistently earns an “A” (Excellent) rating from the A.M. Best Company, which is considered by many to be the premier independent rating bureau for insurance companies in the United States.

Need more reasons? HMBD also offer:

omsnic logo• New-to-Practice Discounts

• Loss-free credits up to 20% after three years in the program

• Waiver of tail premium at any age after five years upon retirement

• Coverage for practices with reduced hours, such as Part Time, Consultation Only and Volunteer

• Free corporation/partnership coverage

• EPL defense only coverage

• Medicare/Medicaid Fraud & Abuse defense only coverage

• DPR defense only coverage

• OMS Data Defense Coverage

The #1 Decision To Make In Choosing Dental Malpractice Insurance

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Knowing what your dental liability insurance covers and doesn’t cover for your dental puts your reputation at risk for Malpractice. Your livelihood is at stake when you don’t understand the ins and outs of the liability insurance you signed up for after you finished Dental School. Even if you did cover your insurance recently, do you know if any of the policies can be cancelled at anytime by your current insurance plan?

This free short 2 minute read will help you understand the truth about dental liability insurance plans.

This short 2 minute read will help you:

  • • Understand the Importance of Choosing the Right Malpractice Insurance Agent.
  • • Determine If You Need to Re-Evaluate your Liability Coverage.
  • • Know Your Choices of Coverage.

Testimonials from Dentists Like You

“ I really like the communication with HMBD Insurance. Ted and his team are always quick to respond and very helpful. It’s something that I value because of my busy schedule. ”
Dr. Brian Martin, DDS
“ Ted and his team helped us with our office package policy, risk management, and a question about a hospital application all in the same conversation. They also followed up on another issue that I was tardy in getting an answer back. VERY PROFESSIONAL! ”
Dr. Leighty, DDS
“ Timely responses to request… VERY HELPFUL!
Total WOW experience with Ted and his team’s insurance knowledge and expertise! ”
Dr. Sarah Khani, DDS